Documentation - Cartevo Documentation

About

Cartevo’s documentation provides a complete technical guide for developers who want to integrate the multi-currency wallet management platform into their applications. Cartevo allows businesses to:

Manage wallets (creation, details, balance)
Fund wallets (local funding, deposit with exchange, test credit in pre-production)
Perform transfers (internal and between wallets)
View transactions (by wallet, client, status)
Manage clients (creation, list, details)

Supported Countries in Africa

Cartevo supports multiple African countries with local currency and mobile money integration:

Burkina Faso 🇧🇫

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Moov Money	moov	No	XOF	NO
Orange Money	orange	Yes	XOF	NO
Wallet LigdiCash	wligdicash	Yes	XOF	NO

DRC 🇨🇩

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Airtel Money	airtel	No	CDF	YES
Mpesa Money	mpesa	No	CDF	YES
Orange Money	orange	No	CDF	YES
Afri Money	afrimoney	No	CDF	YES

Congo Brazzaville 🇨🇬

Operator	Correspondent	OTP Required	Country Currency	Decimals in Amount
Airtel Money	airtel	No	XAF	No
MTN Money	mtn	No	XAF	No

Tchad 🇹🇩

Operator	Correspondent	OTP Required	Country Currency	Decimals in Amount
Airtel Money	airtel	No	XAF	No
Moov Money	moov	No	XAF	No

Guinea-Bissau 🇬🇼

Operator	Correspondent	OTP Required	Country Currency	Decimals in Amount
Orange Money	orange	No	XOF	No

Gambia 🇬🇲

Operator	Correspondent	OTP Required	Country Currency	Decimals in Amount
Afri Money	afrimoney	No	GMD	No

Côte d'Ivoire 🇨🇮

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Moov Money	moov	No	XOF	NO
MTN Money	mtn	No	XOF	NO
Orange Money	orange	Yes	XOF	NO
Wave Money	wave	No	XOF	NO

Cameroon 🇨🇲

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
MTN Money	mtn	No	XAF	NO
Orange Money	orange	No	XAF	NO

Gabon 🇬🇦

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Airtel Money	airtel	No	XAF	NO
Moov Money	moov	No	XAF	NO

Guinea Conakry 🇬🇳

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
MTN Money	mtn	No	GNF	NO
Orange Money	orange	No	GNF	NO

Mali 🇲🇱

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Moov Money	moov	No	XOF	NO
Orange Money	orange	No	XOF	NO

Niger 🇳🇪

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Airtel Money	airtel	No	XOF	NO

Senegal 🇸🇳

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
E-money	expresso	No	XOF	NO
Free Money	free	No	XOF	NO
Orange Money	orange	Yes	XOF	NO
Wave Money	wave	No	XOF	NO

Togo 🇹🇬

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Moov Money	moov	No	XOF	NO
T-Money	tmoney	No	XOF	NO

Benin 🇧🇯

Operator	Correspondent	OTP Required	Country Currency	Decimals in amount
Moov Money	moov	No	XOF	NO
MTN Money	mtn	No	XOF	NO
Celtiis Money	celtiis	No	XOF	NO
Coris Money	coris	No	XOF	NO

Central African Republic 🇨🇫

Operator	Correspondent	OTP Required	Country Currency	Decimals in Amount
Orange Money	orange	No	XAF	No
Telecel	telecel	No	XAF	No

💡Note : For API integration into your application, the value used to select the operator corresponds to the entry listed in the “Correspondent” column of the operators table. This value must be passed in requests so that the API correctly identifies the operator to be used for the intended transaction or operation.

Getting Started

To begin using Cartevo’s services:

Create an Account

Visit Cartevo’s website and click “Sign Up” - Complete the registration form with your details - Accept the terms and conditions

Verify Your Account

Check your email for the verification link - Click the link to verify your email address - Complete any required KYC (Know Your Customer) and KYB (Know Your Business) verification process

Generate API Key

Log in to your verified account - Navigate to the Developer Dashboard - Go to the “API Settings” section - Generate a new API key - Copy and securely store your API credentials

Start Integration

Refer to our API documentation for implementation details - Use your API key to authenticate requests - Begin testing with our pre-production environment before going live

Key Capabilities

Multi-currency creation: XAF, XOF, USD, …
Operation encoding: idempotency, pagination, filters by status/type
Security: Bearer authentication, pre-production/production separation

* Pricing for Cartvo for our business partners:

Action	Cost
card creation	$1
Card Top-up	$0
Card withdrawal	$0
Cross-border	$0.5 + 2.5% fee applies for payments made to shops outside the US
Payment failure	$0.5
Chargeback	Flat rate of $60

Quick Start

Quickstart Guide

Quickly integrate essential services (wallets, transactions, clients).

API Reference

View endpoints and sample requests by service.

Quick Examples

List transactions in a wallet (Node.js)

import fetch from "node-fetch";

const res = await fetch(
  `${process.env.BASE_URL}/wallet/transactions/wallet/${process.env.WALLET_ID}`,
  {
    headers: { Authorization: `Bearer ${process.env.API_KEY}` },
  }
);
const data = await res.json();

​About

​Supported Countries in Africa

​Getting Started

​Key Capabilities

​* Pricing for Cartvo for our business partners:

​Quick Start