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This section presents the main terms used in the Cartevo platform.
These definitions will help you better understand the basic concepts and how they are used in your integrations.

Wallet

An account in a specific currency used to hold, receive, and send funds.
Each wallet is linked to a user or entity (customer, seller, company) and can be denominated in one or more currencies.

Transaction

A fund movement representing a credit or debit operation on a wallet.
Each transaction is timestamped, has a unique identifier, and can be retrieved via the API for tracking and reporting.

Collection

An inflow of funds received into a wallet.
For example: a customer payment to a marketplace, a deposit into a fintech app, or the settlement of an invoice in a SaaS platform.

Transfer

A movement of funds between two wallets.
It can be internal (within the same company or platform) or external (between different Cartevo users).
Transfers can be instant or deferred depending on the configuration rules.