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This page explains, in simple terms, how payments work in Cartevo and which mobile Money options are available in each country. No technical knowledge is required.

How it works

  • Choose your country and currency.
  • Enter the mobile number that will be charged (use the country prefix shown).
  • Pick your mobile money operator (e.g., MTN, Orange, Moov).
  • Review the amount and confirm.
  • If your operator asks for an OTP or a short USSD step, follow the on‑screen instructions to complete the payment. Some operators complete automatically without any extra step.
Notes:
  • “OTP required” means the operator may ask you to approve the payment using a one‑time code or a USSD confirmation.
  • If a USSD hint is shown, dial it from the phone number you used during checkout and follow the prompts.
  • Local taxes may apply and are reflected in the total. Estimated tax rates per country are listed below for transparency.

Countries, currencies, and operators

The table below summarizes the options available. If an operator shows “No,” payments usually complete automatically without extra steps. If “Yes,” you may be asked to approve with OTP or USSD.
CountryPrefixCurrencyOperator(s)OTP requiredUSSD hintApprox. Tax
Burkina Faso226XOFMoov MoneyNo18%
Burkina Faso226XOFOrange MoneyYes*144*4*6*montant#18%
Burkina Faso226XOFWallet LigdiCashYes\Get OTP from endpoint …/pay/otp\18%
R.D.C243CDFAirtel MoneyNo16%
R.D.C243CDFMpesa MoneyNo16%
R.D.C243CDFOrange MoneyNo16%
R.D.C243CDFAfri MoneyNo16%
R.D.C243CDFVodacomNo16%
R.D.C243USDAirtel MoneyNo16%
R.D.C243USDMpesa MoneyNo16%
R.D.C243USDOrange MoneyNo16%
R.D.C243USDAfri MoneyNo16%
R.D.C243USDVodacomNo16%
Côte d’Ivoire225XOFMoov MoneyNo18%
Côte d’Ivoire225XOFMTN MoneyNo*133#18%
Côte d’Ivoire225XOFOrange MoneyYes#144*82#18%
Côte d’Ivoire225XOFWave MoneyNo18%
Cameroon237XAFMTN MoneyNo*126#19.25%
Cameroon237XAFOrange MoneyNo#150*50#19.25%
Gabon241XAFAirtel MoneyNo18%
Gabon241XAFMoov MoneyNo18%
Guinea Conakry224GNFMTN MoneyNo18%
Guinea Conakry224GNFOrange MoneyNo*144*4*2*1#18%
Mali223XOFMoov MoneyNo18%
Mali223XOFOrange MoneyNo#144#37#18%
Niger227XOFAirtel MoneyNo18%
Senegal221XOFE‑money (Expresso)No18%
Senegal221XOFFree MoneyNo18%
Senegal221XOFOrange MoneyYes#144*391#18%
Senegal221XOFWave MoneyNo18%
Togo228XOFMoov MoneyNo18%
Togo228XOFT‑MoneyNo18%
Benin229XOFMoov MoneyNo18%
Benin229XOFMTN MoneyNo18%
Benin229XOFCeltiis MoneyNo18%
Benin229XOFCoris MoneyNo18%
Tip: If an OTP is requested but you don’t see a code, check SMS on the charged number or follow the USSD hint (if available), then return to the app to finish the payment.

FAQs

  • What is an OTP? A one‑time password or short approval step used by some operators for security.
  • Why don’t I see a USSD code for every operator? Some operators approve automatically or send an SMS prompt instead of using USSD.
  • Do I need to add the country code? Yes—use the prefix shown in the table for the number being charged.
If your country or operator isn’t listed, contact support and we’ll assist you with the best available option.